Take action! Time to review your financial needs and goals.

This won’t go away! Just how is it the big 50 already?. A massive milestone in itself. There are certain things that you should have nailed by now. In some ways, the living expenses you have now, compared to what they were 20 years ago should give you a better image of how much money […]

Are people using the new pension freedoms wisely?

It has been five years since the then Chancellor of the Exchequer George Osborne announced the Pension Freedoms in his March 2014 budget. This was hailed the biggest change to pensions in a generation. Under new rules, anyone aged 55 and over is now allowed to take their entire pension pot as a lump sum, […]

Is it worth topping up my state pension?

If you’re looking to get the full value from your income in retirement, a good place to start is with your State Pension. The amount of State Pension you get is based on your record of National Insurance Contributions (NICs). If you haven’t made enough contributions then you won’t get a full State Pension. But […]