Financial Wellbeing and the Gig Economy

Gig economy worker

The recent landmark Supreme Court ruling that Uber drivers are workers could have wide-ranging impacts on the Gig Economy, and for those who earn their living from it. As a recap, the Court has reinforced earlier judgments that Uber drivers are in fact workers and not self-employed, as Uber argues. What is a ‘worker’ A […]

The financial impacts and experience of Covid-19

Personal finance

How Covid -19 is affecting Personal Finances The FCA has undertaken some extensive research into the impacts that Covid-19 has had on personal finances across the UK. Unsurprisingly, the results are concerning and have revealed An increase in financial vulnerability A decrease in financial resilience Only limited take up of debt advice An increase in […]

What’s my State Pension Worth?

If you’re looking to get the full value from your income in retirement, a good place to start is with your State Pension. The amount of State Pension you get is based on your record of National Insurance Contributions (NICs). If you haven’t made enough contributions then you won’t get a full State Pension. But […]

Has the Coronavirus killed Cash?


I’ve had the same £20 note in my wallet since the first lockdown. It’s not that I haven’t spent any money. It’s just that I hadn’t used any cash. Even pre lockdown 1, I was using cash less and less and contactless (phone or card) more and more.  But I hadn’t quite got out of […]